Is there any way I can combine my credit cards into one and pay low ?
May16
I have 3 major credit cards. The amount on each is pretty high. I’m trying to find an easy way where I can combine these credit cards with low interest rate and pay it montly. First of all, I dont make enough money to be spending my money . So i use my creditcards to purhase needy things and food or what not. I’m sure a lot of people are going thorugh this bad debt.
Can someone tell me where I can find the answer to my question?
If you are having trouble paying your cards and missing payments, you are going to have a hard time trying to find a card with a low interest rate and also willing to allow you to balance transfer everything. Your best bet is to seek out a credit counselor and might be able to negotiate lower interest rates for you and set up a payment schedule. Be advised that one of the repercussions of this is that they may want you to cut up your credit cards and live on a budget.
You’re not going to find a low rate in your current condition. Better start working on ways to increase your income and reduce your expenses and pay down your current debt. Good luck.
You can try balance transfer or consolidating your debts.. This way you only pay 1 creditor:
Try this. It`s can help.