With 698 credit and a 2003 chpt 7 bankruptcy, what credit cards with miles or rewards are available?

March9

I’m up to date on all of my current accounts, and I want to maximize the $4k+ I spend a month through credit cards. I do have a Frontiers card, but I max out and pay it off every month with about $1500 of charges that can be put on another card. Any suggestions? Thanks!

posted under rewards cards
3 Comments to

“With 698 credit and a 2003 chpt 7 bankruptcy, what credit cards with miles or rewards are available?”

  1. Avatar March 9th, 2010 at 11:58 am Mexifry Says:

    try capitalone.com they have great couple of cards…


  2. Avatar March 9th, 2010 at 12:27 pm Peilthetraveler Says:

    I have a 2% cash back with HSBC. I dont think they offer this card anymore, but i know they have a 1% cash back card now.

    When looking for the deals always read the small print. Like sometimes you see these 5% cash back rewards, that are like for the first 500 dollars, then it drops to 1% for the next 5000 then drops to .25% for every dollar after that.

    Im the same way. I probably make between 25 to 30$ per month from my credit card with the charges i make. Sometimes i pay it off twice a month if i get close to my credit limit.


  3. Avatar March 9th, 2010 at 1:12 pm patrick w Says:

    if your credit score is under 700 and you have a bankruptcy from 2003 you dont need a credit card. you need a savings account and pay your bills with cash. learn to live with what you make. credit cards are how banks make their money. that 9% will get you right back into debt. trust me i know. all they are is a scam. a way for the bank to pick you dry. you can build your credit by paying cash and making sound investments like a house or even a car payment will build you back up. budget accordingly and live within your means


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