Teenagers are spending money, and how do parents know what credit cards are good for teenage children? Learn good credit cards for teenagers from acredit counselor in this free personal finance video. Expert: Maria Enomoto Contact: www.gotdebt.org Bio: Maria Enomoto works as a credit counselor for Consumer Credit Counseling services in San Jose, California. Filmmaker: Bing Hu
My husband and I are looking for a new credit card that offers good rewards. We currently have a Citibank Drivers Edge and they have dropped the rewards to only 1% on ALL purchases. The points can no longer be used on paying for vehicle services at the dealership, only if and when we buy a new or used Ford vehicle.
We use our credit card for all our prescription drugs and have a couple automatic payments set up to be charged on the card monthly. On occasion I use the card for groceries. Otherwise it is used for all online purchases.
Please – no lectures about credit cards. We only have one and pay it off monthly. There is no way I am paying that extra 20+%!
I don’t care about the interest rate of the card as it we paid are credit card balance in full monthly.
The best student credit cards can be compared at www.goodstudentcreditcard.com. Responsible credit card use can lead to a lifetime of low-interest rate loan opportunities. Notwithstanding their limited credit history and minimal income, good students enrolled in colleges and universities throughout the country are often given the valuable opportunity to receive credit and to start building a credit history. This is an opportunity that should not be taken lightly, particularly in light of the widening credit crisis which has made it difficult for many working Americans with good credit records to receive new credit cards, auto loans and mortgages.
Student credit cards issued by Discover, Chase and Capital One are tailored for student applicants. Some of the features offered by these credit card issuers include:
• No Annual Fee
• 0% Interest for a fixed period of time
• Cashback Bonuses
• $0 Fraud Liability Guarantee
During this period of economic instability, uncertainty in the stock market, illiquidity in the credit markets and the softening real estate market, one thing remains constant – students should be given an opportunity to build a credit history. Responsibility is key. If you can’t afford to buy it, you should consider saving until you can. Credit cards are most beneficial when you can afford to pay your balance in full every month. In these tough economic times, where credit is getting more difficult to come by, it is important to create a strong credit profile by establishing credit early and maintaining a consistent payment history. Student credit cards issued by Discover, Chase and Capital One are tailored for student applicants.
Visit www.goodstudentcreditcard.com to apply online in a few short minutes.
I pay almost all of my bills on my credit card every month and probably put between 1-2 thousand dollars on it a month, then pay it off in full at the end of the month when I get paid.
I’m wondering if some type of rewards card would be good for my situation. I’ve got great credit and have never missed a payment on anything. Wondering if anybody out there knows if this is just a marketing scheme or if there are any good ones out there?
I have a credit card through Bank of America with around $2,000 on the card. The account is already closed. The problem is I let the payments get away from me (my boyfriend had an accident and no insurance so all our money for that and for our mortgage) I’m wondering if I can get a new credit card and transfer the balance of this one onto that so that my monthly payment may be lower and I could get my payments back on track. How would I go about doing this? Thanks for any advice you can give me.
My credit score is 628 (not too good I know). However, is my credit score good enough to be approved for a student loan? I do not have a cosigner so that’s not an option.
I have seen http://www.creditcards.com, of course!
http://www.peoplesavehere.com/creditcards.html
http://www.credit-land.com
http://www.financeglobe.com
Do you know of any others? I see random ones on here all the time but I don’t know what is legit and what isn’t. But these sites seem the best so far.
I used to work for a large creditcards company and they used to use some software to manage their arrears. I work for a day Nursery and would like to be able to manage our arrears more effectively and a piece of software would work very nicely. I need it to be able to work on weekly payments as well as monthly payments and be able to show breakdowns of peoples payments as well as the ability it input cash payments as well. The ability for it to automatically print letters to those who are in arrears would also be a very large bonus.
I have a Power Rewards Card, and I want to use it up to its limit to earn bonus rewards as much as I can. However I do not want to ruin my credit score by overusing my card. Because I heard that the ideal spend rate is 10% of its limit to build a good credit score. What is the best way of keeping balance between earning many rewards and maintaining a good credit score?