How can I get the bank to return the money to my Chase credit card? The balance transfer already posted to my Chase credit card…so now i am stuck with a new balance. HELP!!!

It seems like almost every store these days has those free rewards cards. Like DSW, American Eagle, CVS, Borders….they don’t really seem to help that much. But I was wondering if the cashier makes commission from people signing up or helps them out in any way? Because if so then I wouldn’t mind signing up and helping them out. But if it doesn’t do anything to them I think I’ll just stop signing up.

KFC employee stolen my credit without returning to me and did fraudulent transactions worth Rs 35000/-No KFC officials co-orating with me to nab the culprit and my request are in vain.

I recently applied for a card and was approved that will give me 0% on balance transfers through 5/08. I have not used this card to make any purchases, and it has a $0 balance. The limit on the card is sufficient enough for me to transfer my other 3 card balances, have them paid off, and still not be maxed out on the card I am transferring to.

My question is: Will it look better on the credit score if I have 3 cards near maxed out that have been established and one new one with a high limit and $0 balance, or have 3 established cards with a $0 balance and one new card with a near maxed out balance?

That is my question going into the transfer, if it would help my score to have one card with a high balance and 3 with none…

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Finding a third party credit card processor is one of the most important things you will be required to do for your commercial web site. Without a merchant account or third party processor you will not be able to take credit card payments effectively which will gravely get in the way of your sales and profits.

In order to accept credit card orders swiftly and efficiently online you will want to choose a 3rd party credit card processor. There are a number of alternative third party processors for you to consider. Most will charge a start up fee and a part of each sale.

Unlike regular bank-issued merchant accounts, most third party credit card processors don’t levy a monthly fee or gateway fee and a few can cost nothing except for the per-transaction fee. However, the per transaction fee will be higher than the equivalent fee deducted if you were to process the transaction via your own merchant account.

Let us examine some of the frequently used third party processors:

Paypal is one of the most popular 3rd party processors. One of the reasons for this is the fact that they do not charge a start up fee. It is also very easy to place the PayPal purchase HTML code on your website. In fact, PayPal will help you create the “buy now” button for your products in their merchant admin area. All you need to do is copy and paste the code into your website. Paypal gives great information for this and will also offer subscription and shopping cart options for your clients. It is well known but is also has some problems. There are limitations on certain territories with pay pal. This type of processing is good to begin with but try to have an alternative third party processor as backup for your clients in different parts of the world.

World pay has a small set up payment but it is good for global enterprises. It offers similar services as paypal.

The alternative to 3rd party creditcard processing is to obtain a full blown merchant acct and process creditcard orders in your company name. This will take longer and could involve other fees such as monthly account charges. The decision as to whether or not to go for a full merchant account or use a 3rd party processor is simply a question of working out which would cost less money.

Ok so I have a credit card with Bank of America that I got Feb 2008. And now I owe $1,100 on it. It is a student credit card, but the interest is INSANE. I am a student, so I can’t work much and I make the minimum payments but I don’t see any balance reduction because of how much interest I’m being charged.

What do you guys know about balance transfer? Any personal experience, or advice? Is it the best thing to do? I heard Discover has good ones, but I doubt my credit will be approved. I have ZERO credit.

Thanks.

I have a credit score greater than 760 in the US. We are planning to move to Canada. Do Canadian lenders have access to/consider US Credit Score when considering an application for credit?

A www.BestCreditQuote.com video explaining how you can save money using balance transfer credit cards.